Senior Underwriter, Employer and Individual - Hybrid in Minnetonka, MN
Company: UnitedHealth Group
Location: Minnetonka
Posted on: November 14, 2024
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Job Description:
At UnitedHealthcare, we're simplifying the health care
experience, creating healthier communities and removing barriers to
quality care. The work you do here impacts the lives of millions of
people for the better. Come build the health care system of
tomorrow, making it more responsive, affordable and equitable.
Ready to make a difference? Join us to start Caring. Connecting.
Growing together.
The Senior Underwriting position will analyze health benefit plan
characteristics through case risk evaluation, and product pricing.
They will utilize established underwriting criteria and policies to
provide proper rating methodologies. This Senior Underwriter will
represent and negotiate fees/rates and plan options to optimize
cost-competitive health benefit plans. They will utilize pricing
models to assist in the economic analysis of new business and
renewal customers.
This role is based in the Minnetonka, MN office; hybrid work
environment in office 3 days with the flexibility to work remotely
2 days a week.
Primary Responsibilities:
Develop Fully Insured and Level Funded comparative benefit packages
for New Business and Renewals, review claim experience, and apply
underwriting guidelines to prepare prospect fees/rates
Manage the health plan renewal process for the small business
segment
Ability to apply appropriate underwriting criteria and policies to
provide proper rating consistent with set guidelines, and assess
risk to determine pricing
Negotiate with internal and external partners regarding price,
contractual terms, and/or guarantees
Support Marketing in completing request for proposals
Provide technical subject matter expertise to the sales staff and
district offices on new health care proposals
Complete ad-hoc projects and reporting
You'll be rewarded and recognized for your performance in an
environment that will challenge you and give you clear direction on
what it takes to succeed in your role as well as provide
development for other roles you may be interested in.Required
Qualifications:
1+ years of underwriting experience
Proficiency with MS Office suite products (specifically MS
Excel)
Proven excellent communication skills, orally and written
Reside within commutable distance to Minnetonka, MN
Preferred Qualifications:
2+ years of Financial Underwriting experience in healthcare
industry
Proven effective negotiation skills
Proven excellent communication skills, both orally and in
writing
At UnitedHealth Group, our mission is to help people live healthier
lives and make the health system work better for everyone. We
believe everyone-of every race, gender, sexuality, age, location
and income-deserves the opportunity to live their healthiest life.
Today, however, there are still far too many barriers to good
health which are disproportionately experienced by people of color,
historically marginalized groups and those with lower incomes. We
are committed to mitigating our impact on the environment and
enabling and delivering equitable care that addresses health
disparities and improves health outcomes - an enterprise priority
reflected in our mission.
Diversity creates a healthier atmosphere: UnitedHealth Group is an
Equal Employment Opportunity/Affirmative Action employer and all
qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, age, national origin,
protected veteran status, disability status, sexual orientation,
gender identity or expression, marital status, genetic information,
or any other characteristic protected by law.
UnitedHealth Group is a drug-free workplace. Candidates are
required to pass a drug test before beginning employment.
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